Certificates of Insurance

A Certificate of Insurance (COI) is a document used to verify an entity is insured. It is written evidence that an insurance policy has been issued, indicating both the amounts and the types of insurance. It is used when general contractors or property owners require subcontractors to provide evidence of insurance.

The Office of General Counsel's Insurance Desk provides the certificate as proof of insurance.

Examples of situations when evidence of insurance may be required include lease or rental agreements for property, vehicles, or equipment furnished to NCAR/UCP/UCAR.

Requesting a Certificate or Proof of Insurance Document

All requests should include:

  • Full name and address of the party requiring the Certificate of Insurance
  • Event and date, coverage requested, and limits
  • Reason that the Certificate of Insurance is required (a copy of the written agreement may be submitted for this purpose)
  • Contract/Award Number
  • Send any special instructions for the certificate

Submit the request to the Insurance Desk via risk@ucar.edu.

Independent Contractors and Vendors: Insurance Requirements

UCAR must be named as Additional Insured with respect to General Liability coverage insofar as it pertains to the work done/service provided/product delivered to NCAR/UCP/UCAR. The vendor/contractors policy must be Primary as to any other valid and collectible insurance, but only as to acts of the named insured.

Coverages and limits are to be considered as minimum requirements and in no way limits the liability of the Contractor. A certificate of insurance with the coverage as cited below and listing UCAR as the certificate holder, must be submitted to UCAR Contracts Office before work begins by the Vendor/Contractor. Coverages represented on the certificates of insurance must show policy numbers, effective dates and limits. All policies shall evidence insurance written by a carrier licensed in the State of Colorado and rated at least “A” in A.M. Best's Key Rating Guide. Renewal certificates of insurance shall be provided annually until the work is completed and for three years following the completion of work. Specific insurance requirements are subject to change dependent upon scope of work.


Coverage Requirement for Independent Contractors and Vendors

Commercial General Liability

$1 million each occurrence/$2 million total/Products and Completed Operations aggregate of $2 million/Personal Injury & Advertising of $1 million

Automobile Liability

$1 million each occurrence

Workers' Compensation

Statutory limits

Employer's Liability

$1 million each accident

Professional Liability

$1 million each accident
Professional Liability with a minimum limit of $1,000,000 per claim is required for all professional services including, but not limited to, architects, engineers, consultants, and testing services.
Please contact UCAR Risk Management with questions.